1) 浮息按揭 Prime Minus Plan 按揭年利率  Interest Rate (p.a.)            全期低至2.3% (Prime - 2.7% )          as low as 2.3% (Prime - 2.7%)      現金回贈       Cash Rebate 高達 1% max. 1% 罰息期 Penalty 2年 2 years 2)銀行同業拆息 HIBOR Plan 按揭年利率 Interest Rate (p.a.) 全期低至 2.6422%, 上限 2.75% (H+2.3%, P-2.25%為上限)  as low as 2.6422% , capped at 2.75%                 (H+2.3%, capped at P-2.25%)      現金回贈       Cash Rebate 高達 0.8% max. 0.8% 罰息期 Penalty 2年 2 years 3)居屋(綠表) HOS 2nd Market  按揭年利率 Interest Rate (p.a.) 全期低至 2.3%   (Prime - 2.7%) as low as 2.3%  (Prime - 2.7%) 現金回贈 Cash Rebate 高達 0.8% max. 0.8% 罰息期 Penalty 3年內退現金回贈 refund all cash rebate within 3 years 按揭年利率 Interest Rate (p.a.) 現金回贈 Cash Rebate 罰息期 Penalty 注意  **以上利率會視乎客人資料和借貸額有所調整及以銀行批核為準** Remark **The above interest rate packages are subject to customer information , loan amount and bank's formal approval **  (以1-month HIBOR 銀行同業拆息為 0.3422% , 16/02/2012)